Informational translation. The legally binding text is the Polish version (Regulamin) at kreditano.pl/regulamin. In case of any discrepancy, the Polish text applies. Polish law governs the use of the site.
By using Kreditano (kreditano.pl) you accept these Terms of Use. If you don't agree with them, please don't use the site.
Nature of the service
Kreditano is an informational comparison platform for financial products. The content is informational and indicative only — it is not a loan offer or a binding application within the meaning of the Polish Civil Code. Final terms (interest rate, fees, RRSO, term) are set by the financial institution after they review your profile.
We are not a lender or an advisor
Kreditano is not a bank, a lender, a credit broker, or a finance provider. We are not a party to the contract you sign with the financial institution. We don't provide personalised financial, legal or tax advice. The decision to enter into a contract is yours alone — read the institution's documents before you sign.
Affiliate disclosure
Kreditano may receive an affiliate commission when you sign or submit an application through our link with a partner institution. This doesn't add to your cost, doesn't change the terms the institution offers you, and doesn't influence the editorial view of the product.
Accuracy of information
We try to keep the information up to date, but rates, fees, RRSO and product availability can change without notice. Always verify the current terms directly with the financial institution before signing a contract. Kreditano does not guarantee acceptance of any application.
Limitation of liability
Kreditano is not liable for the user's credit decisions or for the actions or omissions of financial institutions. You use the site at your own risk.
Intellectual property
Content, trademarks and elements of the site belong to their owners and may not be reproduced without permission.
Operator
Kreditano is operated by Westend Consulting Ltd, a company registered in Malta at THE CORE, Triq il-Wied ta' l-Imsida, Msida, MSD 9021, Malta. Contact: contact [at] kreditano [dot] com.
Last updated: June 2026.