First and repeat loans
The repeat-loan ceiling of 9,600 PLN is separate from the first-loan promotion. Do not combine that ceiling with the 0% first-loan rate.
The official example dated 1 October 2026 gives a repeat loan of 6,100 PLN for 30 days at 297.32% RRSO. Its cost is 732.41 PLN, including a 659.72 PLN fee and 72.69 PLN interest. Total repayment is 6,832.41 PLN. Your individual offer may differ.
Before applying
Plan repayment before applying. A 5,000 PLN ceiling is no reason to borrow more than you need.