Character of the lender
The rebrand covers the universal bank: accounts, cards, cash loans and mortgages. Old Santander links redirect to Erste, so Kreditano now uses direct erste.pl addresses.
Santander Consumer Bank is a separate company and still uses the Santander brand. Its car and instalment products must not be attributed to Erste Bank Polska.
Loan pricing depends on the date, customer profile and product. We do not carry old Santander RRSO ranges into the new brand without a current Erste representative example.
Offer
- Cash loans: current terms on the Erste website
- Mortgages: a dedicated Erste product section
- Payment and credit cards: the bank's current fee table
- Santander Consumer Bank: a separate institution and offer
Application process
Start an application on the Erste website, not through a saved Santander address. Full online availability depends on the product and customer status; the bank states it beside each form.
Fits well for
- Existing customers of the former Santander Bank Polska
- People comparing current Erste products
- Customers who verify terms on the bank's website
Not for
- People looking for Santander Consumer Bank products
- Customers relying on old Santander advertising
- Anyone who has not compared current RRSO and total repayment
Frequently asked questions
The bank changed its name to Erste Bank Polska in April 2026. Old Santander addresses now lead to Erste.
No. Santander Consumer Bank is a separate institution and still operates under its existing brand.
In the representative example for the specific product on erste.pl. Check its date and the total amount repayable.