Verdict
Start with RRSO, the total amount repayable and the date of each representative example. Terms published before the Santander rebrand are not a reliable guide to Erste's current offer.
Santander Consumer Bank remains a separate institution. Its car and instalment loans must not be attributed to Erste Bank Polska.
Terms compared
| Product | Bank Pekao SA | Erste Bank Polska |
|---|---|---|
| RRSO | check current example | check current example |
| Total cost | offer-specific | offer-specific |
| Verification | bank website | bank website |
Fits for
Bank Pekao SA
- Customers who checked Bank Pekao SA's current terms
Erste Bank Polska
- Customers who checked Erste Bank Polska's current terms
Frequently asked questions
Does Santander Bank Polska still use that name?+
No. The bank has operated as Erste Bank Polska since April 2026.
Is Santander Consumer Bank part of Erste?+
No. It is a separate institution that still uses the Santander brand.
How should I compare the offers?+
Compare RRSO, total cost and the dates of representative examples for the same amount and term.