Verdict
The repeat-loan ceiling of 9,600 PLN is separate from the first-loan promotion. Do not combine that ceiling with the 0% first-loan rate.
The official example dated 1 October 2026 gives a repeat loan of 6,100 PLN for 30 days at 297.32% RRSO. Its cost is 732.41 PLN, including a 659.72 PLN fee and 72.69 PLN interest. Total repayment is 6,832.41 PLN. Your individual offer may differ.
Terms compared
| Product | Vivigo | SuperGrosz |
|---|---|---|
| First loan | 100–5,000 PLN, 61 days, 0% RRSO | Check the current individual quote |
| Repeat-loan example | 6,100 PLN / 30 days; repay 6,832.41 PLN | Request a quote for the same amount and term |
Fits for
Vivigo
- Someone able to repay the first loan within 61 days.
SuperGrosz
- Someone whose individual quote has a lower cost for the required repayment date.
Frequently asked questions
Are the two offers identical?+
No. Compare individual amounts, repayment dates and costs.