Character of the lender
The repeat-loan ceiling of 9,600 PLN is separate from the first-loan promotion. Do not combine that ceiling with the 0% first-loan rate.
The official example dated 1 October 2026 gives a repeat loan of 6,100 PLN for 30 days at 297.32% RRSO. Its cost is 732.41 PLN, including a 659.72 PLN fee and 72.69 PLN interest. Total repayment is 6,832.41 PLN. Your individual offer may differ.
Offer
- First loan: 100–5,000 PLN, 61 days, 0% RRSO.
- Repeat loans: up to 9,600 PLN, with separate pricing.
Application process
Apply on vivigo.pl and check the repayment date and documents before signing. Approval and transfer time are not guaranteed.
Fits well for
- Someone able to repay the first loan within 61 days.
Not for
- Someone needing another payday loan to repay existing borrowing.
Frequently asked questions
Is Vivigo the former Vivus brand?+
Yes. Existing review URLs are retained so earlier links keep working.
Are repeat loans free too?+
Do not assume so. The official repeat-loan example has a cost of 732.41 PLN on 6,100 PLN borrowed.